Benefits (Financial)


CANADA PENSION PLAN

Anyone who has worked in Canada since 1966, for a period of 10 years or more, and is currently working or has retired is entitled to receive a death benefit.

If you have worked less than 10 years since 1966 or retired before the age of 65, there may be a benefit of a lesser amount. The benefit varies as to what has been paid in.

As well as the death benefit, a monthly pension may be available for the surviving spouse and/or "dependent" children. In order to receive any benefits YOU MUST fill out the applications (which we will provide at the time of death) and provide all needed documentation to the Income Security Programs Office.

OLD AGE PENSION

If you are receiving Old Age Pension, the next of kin is entitled to sign the back of the cheque for the month in which the death occurs stating the person has died and the date of death and then he or she will be able to cash or deposit it. This should halt all further cheques. However, if you run into a problem with more cheques coming, contact the Income Security Programs Office.

WORK BENEFITS

Many companies have a death benefit for their employees. It is a good idea to check at the place of employment, for such a benefit. Locally the two largest employers have such a package for most employees:

INCO - Contact Benefit office in the Copper Cliff General Office - 682-6625.

FALCONBRIDGE - Contact Benefit office in Falconbridge at 699-3156.

Any benefits received are NOT part of the estate, but paid directly to the beneficiary.

LODGE BENEFITS

If the deceased was a member of a Lodge, Club or organization it is worthwhile to check into any possible benefits by contacting the local office or president.

VETERAN’S BENEFITS

If a veteran is on D.V.A. assistance (receiving a DVA pension), there may be benefits available at the time of death. To find out if you qualify for such a benefit contact the Department of Veteran’s

Affairs in North Bay at 1-800-465-0111. If you have a problem, contact the War Pensioners’ Association - Fred Vincent at 673-8564, or Service Bureau Officer at your local Legion Branch.

INSURANCE

Contact your agent (or head office) when death occurs and inform them of the death. The funeral home will provide any statements of death necessary upon request. Each insurance company has its own methods. Once you have informed them, simply follow the instructions they give you.

WORKER’S COMPENSATION BOARD

If the death has occurred on the job, as a result of a work related
accident or health condition, a benefit may be available from Worker’s Compensation Board. Call 675-9301.

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